Are you frustrated because your Bank of America deposit is not showing up in your account?
It can be a stressful situation, especially if you are waiting for the funds to become available.
However, there are a few reasons why your deposit may not be showing up, and thankfully, there are solutions to fix the issue.
In this article, we will guide you through the steps to take if your Bank of America deposit is not showing up, so you can quickly resolve the problem and access your funds.
How To Fix Bank Of America Deposit Not Showing Up?
To fix the issue of Bank Of America deposit not showing up, you should check your deposit holds, and the order of transactions. Moreover, you can also wait for processing time, and call Bank of America.
Below is a detailed explanation of the above-mentioned fixes:
1. Check for deposit holds
A deposit hold is a common reason why a deposit may not be showing up in your account. Banks can place a hold on a deposit for various reasons, such as large amounts or suspicious activity.
If you suspect that your deposit is on hold, log in to your Bank of America account and check your account activity.
If there is a hold on your deposit, you will see a note indicating the hold and the date it will be released.
Deposits can be held for up to 10 business days, so it’s important to check for holds before contacting Bank of America.
2. Check the order of transactions
Usually, the deposit will be there but people think it shows in the order the transactions were done. In actuality, deposits will be reflected at the very bottom after all the debits shown.
If you don’t see it there, definitely verify by calling. It’s important to note that Bank of America processes transactions in real time, which means that deposits may not appear immediately in your account.
If you suspect that your deposit is missing, wait for at least 24 hours before contacting Bank of America.
3. Check the type of deposit
Check deposits will not show as pending and neither will automatic deposits until they are in the account. You can see ATM deposits that are pending and $300 is available the same day.
If you recently made a check deposit or an automatic deposit, it may take some time for the funds to become available in your account.
Check your account activity regularly to see if the deposit has been credited to your account.
4. Wait for processing time
Deposits can take time to process, especially if they are made outside of regular banking hours or on weekends.
Check your account activity regularly to see if the deposit has been credited to your account.
Deposits made after 8 PM ET or on weekends or holidays may not be credited to your account until the next business day.
5. Call Bank of America
If it’s been more than two business days since the deposit was made and it still hasn’t shown up in your account, call Bank of America to report the issue.
They will investigate the issue and provide you with a resolution. It’s important to contact Bank of America as soon as possible if you suspect that your deposit is missing.
If there is an issue with the deposit, they will work to resolve it promptly.
